Property photo 1
3 Beds
2 Baths
1,040 sqft

$900,000

1355 Loch Lomond Drive, Cardiff By The Sea CA, 92007

Price per sqft$865.38
Built in1964
Property size1,040 sqft
Property typeResidential
Listed by Kim Ward CA DRE# 01218310 with Horizon Real Estate 619-741-0111

Overview

Active

Listed Oct 28, 2026

Updated 2h ago

3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.

$5,988/mo

Est. mortgage payment based on a $900,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
260025805SD

Interior Features

Bedrooms
3
Bathrooms
2
Heating
Yes
Basement
No

Other Property Details

Garage
Yes
55+/Senior Community
No
MLS provider logo

Listed by Kim Ward CA DRE# 01218310 with Horizon Real Estate 619-741-0111

Based on information from the California Regional Multiple Listing Service (CRMLS) as of 10/30/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Any offer of compensation is made only to participants of the MLS where the listing is filed.

©2026 California Regional Multiple Listing Service (CRMLS) all rights reserved.

Data last updated on 10/30/2026 at 4:56 PM UTC Last Checked: 4:56 PM UTC

 

 

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